MSWAHILI, A. Factors for Acceptance and Use of Mobile Money Interoperability Services. The Journal of Informatics, [S. l.], v. 2, n. 1, p. 1–21, 2022. DOI: 10.59645/tji.v2i1.45. Disponível em: https://journals.iaa.ac.tz/index.php/tji/article/view/45. Acesso em: 21 may. 2025.